Wealth architecture
A family balance sheet, liquidity map, strategic allocation and written investment policy designed around the purpose of each pool of capital.
SPADILLE®Private Wealth OfficeWEALTH INTELLIGENCE · RISK GOVERNANCE · LEGACY ARCHITECTURE
Private wealth,
governed with discipline.
SPADILLE brings family wealth, portfolio risk, alternative investments and succession readiness into one controlled decision framework—built for founders, promoters and high-net-worth families.
SPADILLE WEALTH HEALTH SCORE
Measure readiness before discussing products.
This diagnostic is an educational starting point. It evaluates liquidity, leverage, diversification, protection, legacy readiness and governance—not investment performance.
THE PRIVATE WEALTH OFFICE
One operating system for complex family capital.
Portfolio intelligence
A consolidated view of listed assets, funds, PMS, AIFs, fixed income, gold, property and liabilities—with concentration, liquidity and cost visibility.
PMS & AIF intelligence
Manager, mandate, fee, hurdle, drawdown, liquidity and suitability assessment presented without performance promises or product pressure.
Promoter wealth office
Separation of business and personal risk, concentrated-holding analysis, surplus-capital governance and liquidity-event preparation.
Risk governance
Portfolio stress tests, leverage limits, drawdown oversight, liquidity-under-stress analysis and documented decision controls.
Legacy architecture
Nomination, succession, will, trust and family-governance readiness coordinated with appropriately qualified legal and tax professionals.
Tax-aware intelligence
Post-tax return visibility, capital-gains organisation, harvesting opportunities and document readiness—not a substitute for professional tax advice.
Global & NRI coordination
Currency exposure, residency, global allocation and IFSC education supported through appropriately licensed and regulated specialists.
PMS & AIF INTELLIGENCE
Due diligence before allocation.
SPADILLE evaluates the structure, manager, mandate, cost, liquidity and risk of an opportunity. Return expectations are considered only after suitability and downside capacity.
Decision lensPMSAIF
Structure
Segregated portfolio in the client’s name
Units of a pooled investment vehicle
Primary review
Manager process, portfolio construction and benchmark
Strategy, sponsor, manager, mandate and fund terms
Risk focus
Concentration, turnover, drawdown and liquidity
Leverage, valuation, liquidity, vintage and exit pathway
Cost review
Management and performance fees; exit terms
Management, setup, operating and performance fees
Decision standard
Suitability before return expectations
Eligibility, risk capacity and long holding horizon
SPADILLE manager review standard
Philosophy · People · Process · Portfolio · Performance context · Protection · Price · Product suitability
Read the AIF & PMS FAQs →LEGACY READINESS CENTRE
Wealth is not complete until continuity is documented.
Use this private checklist as a conversation starter with your family and qualified legal, tax and estate professionals.
0 of 6 foundations marked readyCONFIDENTIAL DISCOVERY
Start with the family. Then structure the capital.
Share only the context required to arrange an initial confidential conversation. Do not enter account numbers, passwords or investment credentials.
This page provides general information and educational diagnostics. It does not constitute investment, legal or tax advice, an offer, a recommendation, or an assurance of returns. Any regulated service is subject to the exact registration category, client eligibility, KYC, risk profiling, suitability assessment and applicable documentation. Product and intermediary credentials should be independently verified before engagement.